Standard Info needed for Quoting CALIFORNIA Large Accounts

Here is a helpful guideline of what we will need from you, in order to get your Large Account submissions quoted.  By sticking to this timeline, you will be helping us ensure that we get you your quote by the time you need to present to your client.

Click here to view in a separate pdf.

*6 weeks from Need-by Date:

  • A WCIRB Inspection Report, if available.
  • Summary of the operations and safety practices.
  • Acord 130.
  • Supplemental Application. (Note: A class specific supplemental may be required such as for electroplating, trucking, and funeral risks.)
  • 2009-2014 Loss Runs valued within 90 days of the effective date.
    • If possible, please provide a spreadsheet in addition to the loss runs when loss history is extensive. Please note that the valuation date of the spreadsheet should match the valuation date of the loss run documents.
  • 2014 & 2013 Ex-Mod worksheets.
    • If the 2014 Ex-Mod worksheet is unavailable, please provide the 2012 audited payroll by class.
    • If no Ex-Mod worksheet is available, please provide the 2009-2012 audited payrolls by class.
  • 2013 expiring payroll by class.
  • Building information – number of stories high, year built and construction type?

*4 weeks from Need-by Date:

  • Please provide the following information regarding claims with incurred amounts of $25k and above.
    • Injury details if they are not listed in the loss runs.
    • Please state whether repeat claimants are active employees.
       -- What is the termination date if no longer with the company?
    • What corrective actions have been taken?

*2 weeks from Need-by Date:

  • A copy of the insured’s most recently audited or reviewed financial statements.
    • Balance Sheet(s).
    • Statement(s) of Income.
    • Statement(s) of Cash Flows.


Additional Questions-

  • Do you control this account?  If so, how many years?
  • Is the incumbent carrier offering renewal?
    • If account is non-renewed, please explain reason for non-renewal.
  • Is it written on a Loss Sensitive Program e.g. Deductible Program, Retro?
    • If yes, please provide details.
  • What is your target including taxes and fees?
    • At what commission level?
  • Where has the account been marketed to?
  • What is your need by date?
Posted on January 22, 2014 .