Berkshire Hathaway Homestate Companies offers numerous A++ XIV Rated papers. California includes Cypress Insurance Company, Oak River Insurance Company; Redwood Fire & Casualty, Berkshire Hathaway Homestate Insurance Company (BHHIC), Continental Divide, Brookwood and more!  KZ has decades of background with BHHC and access to ALL of these BHHC workers compensation papers across the country.

BHHC has become renowned for their outstanding loss control and claims handling services. All claims handling is handled in-house at BHHC, as opposed to many other carriers who utilize outside, 3rd-party administrators. BHHC has a very enviable average closing time on claims. BHHC’s loss control consultants are largely employees of the company, providing thorough service and communication with the insureds. KZ Insurance works closely with BHHC’s Client Services, Claims and Loss Control Departments to help drive those ex-mods down.

The workers compensation appetite is extremely broad, often making BHHC a very competitive alternative to the various state funds across the country as well as being price competitive with other standard carriers.

Travelers is rated A+ XV by A.M. Best. KZ sees their strength including a broad, competitive package market, and being quite competitive with their Business Auto quotes.

Travelers’ package appetite includes a wide variety of classes, including technology risks, restaurants, apartment buildings, auto service, wholesale distributors, retail stores and much more. Packages can be quoted with unusually high limits for similar programs.

Travelers’ workers’ compensation class appetite is relatively light; however, if you have workers’ comp needs fitting the main-street-type classes of office, retail, restaurant, and other similar risks, you will want to submit to Travelers through KZ.